USA 🇺🇸

Payouts within the United States use the BicSwift, ABA routing, or Fedwire networks. These networks are highly sensitive to geographical and routing data.

Metadata requirements

FieldDescription
paymentMethodTypeMust be AbaRouting BicSwift or WireRouting.
routingCodeA 9-digit routing number.
beneficiaryAddressThe physical street address of the recipient.
beneficiaryStateThe 2-letter ISO state code (for example, NY, CA).
beneficiaryZIPThe 5 or 9-digit ZIP code.


{
    "currencyCode": "USD",
    "beneficiaryAccountName": "Account Holder",
    "beneficiaryAccountNumber": "30000000767", // using test account
    "amount": 35,
    "narration": "Single Payout USD example",
    "paymentMethodType": "BicSwift",
    "paymentMethodValue": "026073008", // using test value
    "tenantReference": "{{$randomInt}}",
    "beneficiaryAddress": "8916 Str Ave, Woodhaven, United Kingdom",
    "intermidiaryBankRoutingNumber": "21000021",
    "beneficiaryFirstName": "Account",
    "beneficiaryLastName": "Holder",
    "beneficiaryCity": "New York",
    "beneficiaryState": "New York",
    "beneficiaryZIP": "21228",
    "beneficiaryCountryIso": "US",
    "transferPurpose": "Personal",
    "beneficiaryType": "Individual"
}
{
  "currencyCode": "USD",
  "beneficiaryAccountName": "Account Holder",
  "beneficiaryAccountNumber": "30000000767", // using test account
  "amount": 333,
  "narration": "ACH Payout USD example",
  "paymentMethodType": "AbaRouting",
  "paymentMethodValue": "026073008", // using test value
  "tenantReference": "{{$randomInt}}",
  "beneficiaryAddress": "456 Michigan Ave, Chicago, Illinois, US",
  "intermidiaryBankRoutingNumber": null,
  "beneficiaryFirstName": "Account",
  "beneficiaryLastName": "Holder",
  "beneficiaryCity": "Chicago",
  "beneficiaryState": "Illinois",
  "beneficiaryZIP": "60610",
  "beneficiaryCountryIso": "US",
  "transferPurpose": "Personal",
  "beneficiaryType": "Individual"
}
{
  "currencyCode": "USD",
  "beneficiaryAccountName": "Account Holder",
  "beneficiaryAccountNumber": "30000000767", // using test account
  "amount": 333,
  "narration": "ACH Payout USD example",
  "paymentMethodType": "WireRouting",
  "paymentMethodValue": "026073008", // using test value
  "tenantReference": "{{$randomInt}}",
  "beneficiaryAddress": "456 Michigan Ave, Chicago, Illinois, US",
  "intermidiaryBankRoutingNumber": null,
  "beneficiaryFirstName": "Account",
  "beneficiaryLastName": "Holder",
  "beneficiaryCity": "Chicago",
  "beneficiaryState": "Illinois",
  "beneficiaryZIP": "60610",
  "beneficiaryCountryIso": "US",
  "transferPurpose": "Personal",
  "beneficiaryType": "Individual"
}